• Search with any number of annuity  product features and/or risk and return factors all at once
• Set each selection criterion using  feature rankings or specific values
• Use feature criteria to filter or to display only
• Set any time period including a variety of market and economic segments permitting sentiment-based selections
• Restrict results to specific product features, indexes, companies, or peer groups
• See results ordered from best matched to the criteria to the worst
• Search the result table using any characters
• Select specific result rows for advanced functions such as side-by-side comparisons, risk/return analysis, grouping into an annuity portfolio, custom grouping, or allocation optimization

• Product summaries by product, strategy, and carrier
• Comprehensive performance and risk analysis
• Smart summary of a product’s performance forecast with 100,000 simulations including peer group ranking and percentiles
• Full historical analysis
• Customize time periods and comparative benchmarks
• Peer group rankings
• Growth of $100 and comparative return analysis
• Multi-period analysis showing monthly returns and rolling returns
• Returns-based style analysis
• Performance and risk statistic comparison to selected benchmarks
• Top-end graphs and tables

• Ideal for carrier FIA/RILA product teams that want to evolve existing product lines and/or evaluating new structures
• Distributor and rep subscribers can model the impact of possible crediting rates on existing contracts
• Build FIA/RILA product designs from scratch by entering one or more index limiters
• Load existing products into a product designer for auto-populating key FIA/RILA features
• Create product design maps that show product performance changing incrementally 
• Save each design for comparison among other designs and/or with any existing FIA/RILA product
• Each design is simulated with 100,000 iterations against the selected index with the performance limiters
• Compare simulated future performance to historical performance for important reality checks
• In the table of saved designs, access one or more for integration with other  of Select{e}Annuity’s analytical functions

• Analyze any index using its own comprehensive risk and return profile
• Assemble multiple indexes into a single portfolio-like format
• Build a unique profile either with custom weights across the set of indexes or an optimized allocation
• Evaluate indexes based on historical market, economic, and interest rate segments to produce a sentiment forecast
• Simulate products with existing indexes or custom versions
• See the simulation mapping against historical 10-year groupings

Compliance officers and field principals face two tough tasks with the Reg BI hammer raised and ready to pound: 1) Produce a workout plan for investments made into FIA/RILA products that do not measure to Reg BI’s Care Obligation standard and 2) ensuring that the FIA/RILA shelf has differentiated value and a clear path for justified allocations.

New investments require a comparison of alternatives and reasoning for making a choice among alternatives. Select{e}Annuity provides multi-dimensional support to allow you to see exposures and work with your shelf team and advisor leadership to take corrective action.

Most valuable, Select{e}Annuity gives everyone at your firm a common platform, information, and intelligence. Having this strong foundation enables distribution and compliance to game plan to your firm’s objectives without knowledge gaps that regulators will discover.

With almost 3,000 competing products, it’s essential that you know where your FIA/RILA product line is competitively strong and weak.

For your product’s strengths, you’ll be able to show shelf managers and advisors the benefits provided.

Where one of your products is weak, you’ll know to steer away. Equally important, you’ll be armed with on-the-ground feedback to work with your firm’s product design team to make the needed competitive adjustments.

The job you face in deciphering FIA/RILA features is extremely complex. And you have to deal with insurance company wholesalers with a one-sided sales pitch.

The thousands of choices leave open the question, “Are the FIA/RILA options on our shelf appropriate?”

Effective due diligence means your analysis must be independent of wholesaler access, sales pitches, rules of thumb, and unfounded assumptions.

Select{e}Annuity gives you the most comprehensive view of FIA/RILA features but, most important, how they interact to produce investment performance. In literally seconds, you will gain new insights on your existing shelf and be empowered to consider the wealth of choices previously beyond your scope.

When meeting with wholesalers, you’ll know all about their products in the most objective way. Because you can do side-by-side comparisons, you can identify pricing inefficiencies that degrade investment performance.

Select{e}Annuity seamlessly connects your work with your firm’s compliance department. Now, when your firm faces an SEC or FINRA exam, you will have the at-the-ready capacity to explain your shelf selections, how they benefit clients, and how advisors are equipped to make the best recommendations.

FIAs/RILAs are some of the most complex investment products created. And, they are some of the most beneficial products on the market. But how do you know?

First, the terms are often obscure (i.e., what does “spread” really mean?), but it’s the interaction of all features that determine the return and income an FIA/RILA produces. Often this complexity obscures hidden disadvantages compared to other options and equally obscures benefits.

You don’t have time to evaluate every FIA/RILA feature and how they interact. You do know that these features affect performance, and this affects your client’s income.

If you don’t get the recommendation right, your clients face a weakened financial plan, and you and your firm face compliance exposure.

On top of this, your instinct tells you an FIA/RILA is the right product, but how do you explain to your client the features and how they affect performance?

Select{e}Annuity does all the analysis work for you. And, with its wide array of top-end graphs and charts, you have a number of different elements for client education.

Last, Select{e}Annuity enables a highly valuable investment planning capability. You can select specific FIAs/RILAs for what they do best and assemble these selections into an optimized portfolio of annuities that tracks your client’s income and risk needs across investment horizons.